St.Joseph's Institute Of Management

Full Name : Dr. Padmavathi Koride
Highest Education Degree : BE, PGDRM (IRMA), PhD (IISc)
Department :Marketing
Institutional Email Address : padmavathi@sjim.edu.in
Room Number:119
Courses Taught in SJIM : Market Research; Consumer Behaviour
Research Interests : Microfinance and borrower behaviour; Gender and borrowing; A comparison of credit surplus and constariend environments; Default behvaiour in microfinance; Microcredit and women's empowerment; A comparison of purposes of loans and what drives them; A study of credit preference of micro-borrowers; How financialization impacts SHG quality; Platform business models
Education
Level (PhD, Master's, Bachelor's) Name of Degree Year of Completion Name of Degree Awarding Institute or University Specialization Details of any award related to the degree
Ph.D Ph.D 2017 Indian Institute of Science(IISc) Microfinance and borrower behaviour Top CGPA scorer amongst reserach students
Masters PGDRM 1999 Institute of Rural Managemnet Anand (IRMA) Rural Marketing First class with distinction
Degree B.E 1993 Osmania University Civil Engineering First class with distinction
Journal Publications
Sl. No. Name of Authors Year of Publication Title of Article Journal Name Volume and Issue Number
1 Padmavathi Koride and Anjula Gurtoo 2019 A Comparison of Borrowing and Default Behaviour Between Men and Women Studies in Microeconomics https://journals.sagepub.com/doi/abs/10.1177/2321022219838637
2 Padmavathi Koride and Anjula Gurtoo July, 2019 Individual borrowing and default behaviour in credit surplus and credit constrained environments Journal of Current Science To be announced
Papers Presented at Conferences
Sl. No. Name of Authors Year of Conference Title of Paper Presented Conference Name Conference Location
1 Padmavathi Koride and Anjula Gurtoo 2015 A Strategic link between borrowing behaviour and purpose of credit International Academic Conference organized by international Institute of Social and Economic Sciences Rome, Italy
Case Studies
Sl. No. Name of Authors Year of Publication Title of Case Study Case Collection/Publisher Name Case Assigned Number
1 R.Srinivasan, Sandeep Laxmipathy and Padmavathi Koride 2018 Qwikcilver and Woohoo: Developing A Complementary Platform Harvard Business Review IMB671-PDF-ENG
2 R.Srinivasan, Sandeep Laxmipathy and Padmavathi Koride 2018 HackerEarth: Open Innovation Managemnet Platform Harvard Business Review IMB717-PDF-ENG
3 R.Srinivasan, Raghunathan.R, Sandeep Laxmipathy, Pramoth Joseph and Padmavathi Koride 2019 Faircent: Powering P2P revolution Harvard Business Review IMB753-PDF-ENG
4 R.Srinivasan, Raghunathan.R, Sandeep Laxmipathy, Pramoth Joseph and Padmavathi Koride 2019 Fintech solutions for collateral-free loans: An Industry Note Harvard Business Review IMB755-PDF-ENG
Work Experience (academic and industry)
Title or Position Name of Organization Duration (in years) Details of experience
Post doctoral research associate IIM Bangalore 9 months Assisted Prof. R.Srinivasan in research on Platform Business Models
Post doctoral research associate IISc, Bangalore 1 year Worked on research on microfinance and borrower behaviour
Business Development Executive Comat Technologies, Bangalore 2 years Worked on rolling out Nemmadi, an e-governance project, across 800 hoblis in Karnataka; Was responsible for identifying services which could be rolled out through the hobli-level information kiosks
Quality Assessment Officer APMAS, Hyderabad 1 year Evaluated and rated SMFIs in 5 districts of AP and TS states; conducted district levela nd village level trainings on microfinance to the government employees